/* PNSS V130 Authority / aSEO content layer */
.v130-expert{background:#f5f2eb;color:#071a33;padding:72px 24px;border-top:1px solid rgba(7,26,51,.08);border-bottom:1px solid rgba(7,26,51,.08)}
.v130-expert-inner{width:min(1180px,100%);margin:0 auto}
.v130-eyebrow{margin:0 0 12px;font-size:.78rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:#32639a}
.v130-expert h2{margin:0;max-width:920px;font-size:clamp(2rem,4vw,3.35rem);line-height:1.05;letter-spacing:-.035em;color:#071a33}
.v130-expert .v130-lead{max-width:880px;margin:20px 0 0;font-size:1.05rem;line-height:1.75;color:#405675}
.v130-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:34px}
.v130-card{background:#fff;border:1px solid #dfe6ed;border-radius:18px;padding:22px;box-shadow:0 12px 34px rgba(7,26,51,.05)}
.v130-card strong{display:block;margin:0 0 8px;font-size:1.02rem;color:#071a33}
.v130-card p{margin:0;color:#53677f;line-height:1.62;font-size:.95rem}
.v130-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.v130-actions a{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 18px;border-radius:10px;font-weight:800;text-decoration:none;border:1px solid #0c3768;background:#0c3768;color:#fff}
.v130-actions a.v130-secondary{background:transparent;color:#0c3768}
.v130-guide-hub{background:#f8f6f1;color:#071a33;padding:64px 24px 84px}
.v130-guide-hub>.v130-expert-inner{width:min(1180px,100%)}
.v130-guide-hub h2{font-size:clamp(1.8rem,3vw,2.7rem);letter-spacing:-.03em;margin:54px 0 10px}
.v130-guide-hub .v130-hub-intro{max-width:850px;color:#53677f;line-height:1.75}
.v130-guide-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:28px}
.v130-guide-item{display:block;background:#fff;border:1px solid #dfe6ed;border-radius:18px;padding:24px;color:#071a33;text-decoration:none;transition:transform .18s ease,box-shadow .18s ease}
.v130-guide-item:hover{transform:translateY(-2px);box-shadow:0 16px 40px rgba(7,26,51,.09)}
.v130-guide-item span{display:block;color:#32639a;font-size:.75rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase;margin-bottom:8px}
.v130-guide-item strong{display:block;font-size:1.18rem;margin-bottom:8px}
.v130-guide-item p{margin:0;color:#53677f;line-height:1.6}
.v130-evidence{margin-top:26px;background:#071a33;color:#fff;border-radius:20px;padding:28px}
.v130-evidence h3{margin:0 0 14px;font-size:1.35rem}.v130-evidence ul{margin:0;padding-left:20px;columns:2;column-gap:44px}.v130-evidence li{margin:0 0 10px;color:#cbd9ea;line-height:1.5}
@media(max-width:900px){.v130-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.v130-guide-list{grid-template-columns:1fr}}
@media(max-width:620px){.v130-expert{padding:54px 18px}.v130-grid{grid-template-columns:1fr}.v130-evidence ul{columns:1}.v130-actions a{width:100%}}
.v130-resource-band{background:#071a33;color:#fff;padding:26px 24px;border-top:1px solid rgba(255,255,255,.08)}
.v130-resource-band .v130-resource-inner{width:min(1180px,100%);margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:24px}
.v130-resource-band p{margin:0;color:#cbd9ea;line-height:1.6}.v130-resource-band strong{display:block;color:#fff;font-size:1.1rem;margin-bottom:4px}
.v130-resource-band a{flex:0 0 auto;display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:10px;background:#fff;color:#071a33;text-decoration:none;font-weight:800}
@media(max-width:700px){.v130-resource-band .v130-resource-inner{align-items:flex-start;flex-direction:column}.v130-resource-band a{width:100%;justify-content:center}}